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A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. In Clay, both types of loans apply to all college students, regardless of credit. Subsidized Stafford loans are for college students which are of low income or in need. The government will pay any interest while you attend school. Unsubsidized student education loans are also available to college students in need. A lot of college students have multiple Alabama unsubsidized Stafford loans to manage their college costs. Do you need student loans to pay for school but afraid you will not get qualified because you have bad credit? Thankfully, there are lots of student loans available to college students in Clay that are intended especially for applicants with bad credit. Even if you have late payments on your credit report, there are college loans out there that will meet your needs. Call our experienced representatives right now for more information and to get the best student loan rates in Clay. If you are concerned with paying for tuition next semester, you can alleviate most of your stress by applying for student loans. Because student loan interest rates are so low, it is now less expensive than ever before to finance your education with a student loan in Clay, AL. Even if you don't have a cosigner or have less than perfect credit, you will be able to find an education loan in Clay to suit your needs. Give us a call today to get money for college from the best student loans. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Clay student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in college at least part-time, you will not need to make payments on the loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Clay are a great option for struggling college students. If you consolidate your student loans, you are able to benefit from today's low interest levels and spend less money over time. Some student loan consolidation organizations allow you to take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Clay students loans is a great option for students who have a few loans with high interest rates. Student loan consolidation companies in Clay offer low introductory rates and no collateral, no-hassle loans for those who wish to lower their monthly student loan payments. Contact our representatives today for further information on consolidation options available in your neighborhood.