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Hoping to get federal student loans to pay for your college education in Montgomery but don't have any idea how to apply for them? Surprisingly, applying for federal aid does not have to be complicated. First of all, you need to complete a FAFSA and submit the data to the government. Your eligibility for federal student loans will be determined by your college once the government forwards them the data in your FAFSA. For more information on federal and non federal student loans in Montgomery, contact our representatives right now. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike other Montgomery student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least half time, you won't need to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in Montgomery are a great option for starving students. Montgomery student loans can be acquired through a variety of ways. It is not uncommon that students use a cosigner on the loan. If you're a student with a cosigner on your loan, it is possible to obtain a loan product with a cosigner release. What that means is that you release them of obligation, taking over total responsibility for your education loan. After you've made several on-time payments, you then become the sole owner of the loan. Are you searching for private student loans in Montgomery because you did not qualify for federal aid? There are many Alabama student loans open to students that did not receive federal student loans, but still need assistance funding their education. Personal student loans are often easy to qualify for and some do not even require a cosigner. Get the money you'll need for college today. Contact our associates today for further information. When you consolidate your student loans, you are able to take advantage of today's lower interest rates and save money over time. With some loan consolidation companies, you can take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Montgomery students loans is a great option for students who have many loans at high interest rates. Student loan consolidation companies in Montgomery offer low introductory rates and no collateral, no-hassle loans for individuals who wish to lower their monthly student loan payments. Call our representatives right now for additional information on consolidation options available in your town.