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If you're a student in Haines who has returned to college after a significant absence, you may be unclear about new rules and regulations pertaining to student loans and financial aid. In the last few years, student loans have changed and the qualification and application process is now quite different than it has been in previous years. Don't be left in the dark when it comes to student loans in Haines. Call our associates right now to get all of your questions concerning college loans answered. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Haines student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in college at least part-time, you won't need to make payments on the loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Haines are an ideal option for struggling students. The Internet offers several online search engines that will help you locate scholarships and grants for college. In Haines, you can even visit the public library, college financial aid offices, and state offices to research school scholarships that you cannot find on the Internet. However, finding student loans in Haines can be challenging if you do not know where to look. Luckily, we're here to help. Contact our associates immediately for helping finding affordable student loans in Haines. Subsidized and unsubsidized financial loans are two different choices when obtaining a Federal Stafford loan for school. Regardless of your credit rating, the two types of loans apply to you in Haines. Subsidized Stafford loans are awarded to college students who are financially needy. Using this type of loan, the government pays the interest while you're still in university. Unsubsidized student education loans are also available to college students in need of assistance. Many Alaska college students have unsibsidized Stafford loans to help them pay for their education. Student loan consolidation allows you to take advantage of today's lower interest rates and save money over time. Some student loan consolidation organizations allow you to take up to 30 years to repay your loan in addition to lowering your monthly payments. Consolidating Haines students loans is a viable option for students who have several loans at high interest rates. Student loan consolidation companies in Haines offer loans for people that want to lower their student loan payments. Contact our associates today for additional information on options available close to you.