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If you consolidate your student loans, you are able to take advantage of today's lower interest rates and spend less money over time. With some loan consolidation companies, you can take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Holy Cross students loans is a viable option for students who have many loans at high rates of interest. Student loan consolidation companies in Holy Cross offer loans for people that are looking to lower their student loan payments. Call our representatives right now for additional information on options available in your area. Hoping to get federal student loans to pay for college in Holy Cross but do not have any idea how to apply for them? Amazingly, applying for federal aid is a relatively simple process. First of all, you will need to complete a FAFSA and submit the data to the government. The federal government will then forward the data to your college who will determine your eligibility for federal college loans. For additional info on federal and non federal student loans in Holy Cross, contact our associates right now. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Holy Cross student loans, a Stafford loan doesn't require credit report checks or collateral that other loans require. If you stay enrolled in classes at least half time, you will not be required to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Holy Cross are a great option for poor students. The web offers several online search engines that will help you locate scholarships and grants for college. In Holy Cross, you can also visit the public library, college financial aid offices, and state offices to locate and funding resources that you can't find on the Internet. However, locating student loans in Holy Cross can be challenging if you do not know where to look. Luckily, we are here to help. Contact our reps right away for helping locating affordable student loans in Holy Cross. A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. In Holy Cross, both types of loans apply to just about all students, irrespective of credit. Subsidized Stafford loans are given to students who are financially needy. With this type of loan, the government pays the interest while you're still in university. Unsubsidized student education loans are offered also to students in need. Many Alaska individuals have unsibsidized Stafford loans to help them pay for their education.