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In Arkansas, it is possible to apply for student loans for bad credit. Don't allow a bad credit score prevent you from going to college. The government offers several various kinds of non-credit based financial loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you shouldn't really forget about the possibility of a Stephens student loan or scholarship as well. Regarding a loan, you should look at finding a cosigner to help you out. If you are a student in Stephens who has returned to school after a significant absence, you may be unclear about new rules and regulations regarding student loans and financial aid. In the last few years, student loans have changed and the application and qualification process is now quite different than it has been in previous years. Do not be left in the dark when it comes to student loans in Stephens. Call our reps right now to get all of your questions regarding college loans answered. A Federal Stafford bank loan is available in two different kinds: subsidized and unsubsidized. In Stephens, each kind of loan applies to most students, irrespective of credit rating. Subsidized Stafford financial loans are for college students which are of low income or in need. The federal government will pay any interest while you attend college. Unsubsidized student loans are also available to students in need. Many Arkansas college students have unsibsidized Stafford loans to help them finance their schooling. Student loan consolidation lets you take advantage of today's lower interest rates and spend less money over time. Some student loan consolidation companies allow you to take up to 30 years to repay your loan in addition to greatly reducing your monthly payments. Consolidating Stephens students loans is a great option for students who have a few loans with high interest levels. Student loan consolidation organizations in Stephens offer low introductory rates and no collateral, no-hassle loans for those who wish to lower their monthly payments. Call our representatives right now for additional information on options available close to you. A student loan consolidation program in Stephens enables you to lock in low interest rates, combine your high-interest student loans into one low monthly payment, and put more money into the bank. In addition, Stephens education loan consolidation does not require any application fees, origination fees, or prepayment penalties. In most cases, all you will have to do to consolidate your loans is complete a simple application. Contact our representatives now for additional info on student loans and consolidation in Stephens.