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California{CITY_NAME} Student Loan Services

  • Private Student Loans
  • Federal Student Loans
  • Financial Aid
  • College Grants
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Some things to consider:

  • Student Loans have very different interest rates

  • There are many different types of loans

  • We can help you determine what is best for you!


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  • Total Cost
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Student Loans in California

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In today's economy, many workers have experienced financial hardship and job loss in California. If you've lost your job, and have student loans, many student loan programs include deferment and forebearance benefits, enabling you to defer making payments for a period of time that is defined by the lender. Although some lenders will let you delay your loan payments, others don't, and still other lenders handle forbearance issues on a case by case basis. Call our representatives right now for further information on the best college loans available to students in California.

Federal student loans are loans with low interest levels that you don't need to pay back until after you graduate from college in California. When you submit a Free Application for Federal Student Aid (FAFSA), the Department of Education generates a student aid report that details the types of federal loans for which you qualify in California. You have to demonstrate some financial need in order to be eligible for federal aid. The federal government determines your financial need by examining the income of both you and your parents if you're considered a dependent.

Since private student loans in California are more expensive than other kinds of student loans, you should consider other options for student financial aid. More affordable education loan options include Perkins loans, Stafford loans, PLUS loans for parents and Grad PLUS loans As a potential college student, it is smart to explore financial aid resources in California that are affordable and will save you money. Contact our representatives for more information about student loans in California.

In order to be considered for student financial aid in California, you will need to submit a FAFSA (Free Application for Federal Student Aid). After you submit the FAFSA, you will be considered for grants, work study programs, and federal student loans. The Department of Education sets the eligibility guidelines for California student loans. The federal government takes into consideration factors including assets, family expenses, income, and the number of family members when determing your level of financial need. Contact our helpful associates for more information.

There are numerous advantages of getting private student loans to finance your education. For example, many private student loan programs in California don't require you to start making payments until after you have graduated. Other loans will require college students to start making payments while they're still in school. Other private loan options allow you to make interest-only payments while still enrolled in classes. That way, you can pay off the interest on your loan as soon as possible, and save money on your California student loans in the long run.

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