Call Us Now! 1-800-398-2128

Idaho{CITY_NAME} Student Loan Services

  • Private Student Loans
  • Federal Student Loans
  • Financial Aid
  • College Grants
To get more info, Click Here

Some things to consider:

  • Student Loans have very different interest rates

  • There are many different types of loans

  • We can help you determine what is best for you!


Make an Education Loan Decision!

We'll help you compare:

  • Total Cost
  • Monthly Payments
  • Interest Rates

Student Loans in Idaho

Our loan vendors in Idaho are standing by to answer your call & help you through the process


In Idaho and other areas of the United States, a Stafford loan is a government subisidized loan for undergraduate and graduate students. Stafford loans are very affordable because they have low interest levels that are fixed. For example, graduate students can take advantage of interest rates as low as 6.8 percent. Undergraduate students can often secure interest rates between 3.4 and 5.6 percent. Unlike non federal student loans in Idaho, a Stafford loan doesn't require application fees, collateral, or a high credit rating. Call our representatives today for more information.

When it comes to finding a education loan to pay for college, private student loans offer several benefits. For example, many private student loan options in Idaho allow you to to delay payments while you are still in school. Other private student loan programs require that you start making payments on the loan immediately. Other private loan options enable you to make interest-only payments while still signed up for classes. That way, you can pay down the interest on your loan as quickly as possible, and save money on your Idaho student loans in the end.

The U.S government offers three different types of federal student loans for Idaho students. They are the Parent PLUS loan, Stafford loan and private student loans. Stafford loans are issued directly to the college student and doesn't require collateral or take credit scores into consideration. Parent PLUS loans are specifically designed for the parents of undergraduate college students and enable parents to borrow up to 100% of their child's educational expenses. Third, private student loans are unsecured loan, credit-based loans available to Idaho students.

Before applying for a private student loan, make sure you have taken advantage of federal financial aid and free-money options first. Since private student loans in Idaho are typically more expensive than federal student loans, you will want to take advantage of federal student loans before applying for non federal student loans. A private student loan should typically be your last resort once you have exhausted other funding sources. Contact our representatives for additional information about student loans in Idaho.

In today's economy, many workers are experiencing job loss and financial hardship in Idaho. If you are out work, and have an education loan, many student loan programs include deferment and forebearance benefits, allowing you to postpone payments for a period of time defined by the lender. Although some lenders will let you delay your loan payments, others don't, and still other lenders handle forbearance issues on an individual basis. Contact our associates right now to find college loans in Idaho that'll meet your needs.

Call Us Now! 1-800-398-2128