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Because of the current recession happening in the United States, many individuals are struggling to send their children to college. Many families do not have enough money to pay their monthly bills and therefore do not have the funds required to pay high educational expenses. Don't let lack of money hold you back. Let your child get the education they truly deserve and pay for it by getting student loans. There are many student loans in Clayton that are very affordable and are intended just for parents of university students. Contact our friendly agents right now to find student loans for parents in Clayton. With a federal Grad PLUS Loan, you can pay for your graduate school tuition much easier. In Clayton, applying for a Grad PLUS Loan enables you to pay all of your educational expenses, including books, tuition, room and board, transportation, and other living expenses. Currently, student loans for Clayton grad students are extremely affordable. Not only are interest rates low, but for Grad PLUS Loans, they are fixed. This means that your interest rate can't increase. Contact our pleasant representatives for more info and to discuss your options. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike many other student loans in Clayton, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least part-time, you will not have to make payments on your loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Clayton are an ideal option for struggling college students. Consolidating your Clayton student loan enables you to lock in low interest rates, combine several student loans with high interest rates into one low monthly payment, and put more money into your pocket. In addition, Clayton education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. Typically, you can fill out a simple, online application to get a loan consolidation, making it an easy, affordable way to lower your student loan payments. Phone our associates right now for additional info on student loans and consolidation in Clayton. In Illinois, you are able to submit an application for student loans for bad credit. Don't let a low credit score stop you from going to college. The federal government provides several various kinds of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are only a few. By the same token, you shouldn't really leave out the possibility of a Clayton student loan or scholarship grant as well. Regarding a loan, you should consider getting a cosigner to aid you.