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Due to the current economic downturn occurring in the United States, many individuals are struggling to pay for their child's college education. Many individuals are struggling just to pay their mortgage each month and therefore do not have the funds required to pay high educational expenses. Don't let lack of money hold you back. Let your child receive the education they deserve and pay for it by getting student loans. There are lots of student loans in Decatur that have low interest rates and are created specifically for parents. Contact our friendly agents today to find student loans for parents in Decatur. A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other traditional loans. Unlike other Decatur student loans, a Stafford loan doesn't require credit rating checks or collateral that other loans require. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Decatur are an ideal option for struggling college students. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Decatur, you can pay for your textbooks, housing, tuition and other bills by applying for a Grad PLUS Loan. Currently, student loans for Decatur grad students are extremely affordable. Not just are interest levels low, but for Grad PLUS Loans, interest rates are fixed. This means that your rate of interest can't increase. Call our helpful associates for further info and also to discuss your loan options. A student loan consolidation program in Decatur enables you to lock in a low interest rate, combine your high-interest student loans into one low monthly payment, and put more money into the bank. Additionally, Decatur education loan consolidation does not require any application fees, origination fees, or prepayment penalties. Generally, you can fill out a simple, online application to get a loan consolidation, making it an easy, affordable way to lower your student loan payments. Contact our associates today for more information on student loans and consolidation in Decatur. There are several Decatur student loans that are a valid option for you. Many students cannot obtain a loan without a consigner. For those who no longer need that cosigner you can have them sign a release. What that means is that you release them of duty, taking over total responsibility for your college loan. After you've made several on-time payments, you then become the sole owner of the loan.