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A Stafford loan is a loan issued by the government to college students at rates much lower than other traditional loans. Unlike many other student loans in Shirley, a Stafford loan does not require credit report checks or collateral that other loan options require. If you stay in college at least part-time, you won't have to make payments on the loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Shirley are an ideal option for struggling college students. Whether or not you are a graduate or undergraduate, you can consolidate your student loans through Illinois consolidation loans. Numerous Shirley lenders encourage you to combine your student loans in order to save money. Student loan consolidation programs permit you to combine all your outstanding student loans directly into one, low monthly payment. With student loan consolidation, numerous college students have been able to cut their monthly payments by 50%. Because of the current economic downturn occurring in the United States, many parents struggling to send their children to college. Many individuals are struggling simply to pay their mortgage each month and therefore don't have the funds required to pay high educational expenses. Don't let lack of money hold you back. Allow your child to recognize their full academic potential by receiving a degree and pay for it with college loans. There are lots of college loans in Shirley that are affordable and are intended just for parents of university students. Contact our helpful agents today to find college loans for parents in Shirley. In Shirley, colleges are raising tuition prices almost every term to compensate for recent budget cuts made by the state. Therefore, students are left footing the bill when the government comes up short. Don't quit school because you cannot pay for tuition, housing and books. You can easily get the money you need now for books and tuition by applying for Shirley student loans. Most loans have low interest rates and don't need to be paid back until after you've received your degree. Call our knowledgeable associates today for further information. A student loan consolidation program in Shirley enables you to lock in a low interest rate, bundle your federal student loans into one low monthly payment, and put more money into the bank. Additionally, Shirley education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. In most cases, all you will have to do to consolidate your loans is complete a simple application. Call our associates right now for more information on student loans and consolidation in Shirley.