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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in South Beloit, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay in college at least part-time, you will not need to make payments on your loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in South Beloit are a great option for starving students. Numerous university students in South Beloit, IL can easily consolidate their student loans into one loan. Numerous South Beloit lenders encourage you to consolidate your loans to save lots of money. In the event that you are strapped for money, a student loan consolidation plan could be the solution to your problems. With student loan consolidation you can save money and combine your oustanding student loans directly into one. With student loan consolidation, several students have been able to cut their monthly payments by 50%. In South Beloit, colleges are raising tuition prices virtually every term to compensate for recent budget cuts made by the state. Because the government came up short, college students are left footing the bill. Do not quit school because you can't pay for tuition, housing and books. You can easily receive the money you need now for tuition and books by applying for South Beloit student loans. Most loans have reasonable interest rates and don't need to be paid back until after you have received your degree. Contact our professional representatives today for additional information. A student loan consolidation program in South Beloit enables you to lock in a low interest rate, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. In addition, South Beloit education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. In most cases, all you will have to do to consolidate your loans is complete a simple application. Contact our representatives right now for additional info on student loans and consolidation in South Beloit. Hoping to receive federal student loans to pay for your college education in South Beloit but do not have any idea how to apply for them? Amazingly, applying for federal aid is a fairly simple process. First of all, you need to complete a FAFSA and submit the data to the government. The government will then forward the data to your university who will determine your eligibility for federal college loans. Contact our helpful associates for additional information on federal and non federal student loans available to students in South Beloit.