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A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike many other student loans in Riley, a Stafford loan doesn't require credit checks or collateral that other loan options require. If you stay in school at least part-time, you will not have to make payments on the loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Riley are a great option for poor students. Because of the current recession occurring in the United States, many individuals are struggling to send their children to college. Many families don't have enough money to pay their monthly bills and therefore don't have the money to pay high educational expenses. Do not let lack of funds hold you back. Let your child recognize their full academic potential by receiving a degree and pay for it with student loans. There are lots of college loans in Riley that are very affordable and are intended just for parents of university students. Call our associates today to find a lender in Riley. A Federal Stafford bank loan is available in two different types: subsidized and unsubsidized. Regardless of your credit rating, both types of loans apply to you in Riley. Subsidized Stafford financial loans are for students that are from low income or in need. The US government will pay your interest as you go to school. Unsubsidized student loans are also available to students in need of assistance. Many Indiana college students have unsibsidized Stafford loans to help them finance their education. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Riley, applying for a Grad PLUS Loan enables you to pay for all your educational expenses, including books, tuition, room and board, transportation, and other living expenses. Currently, student loans for Riley grad students are incredibly affordable. Not only are interest rates low, but for Grad PLUS Loans, interest rates are fixed. This means that your interest rate can never increase. Call our pleasant representatives for additional information and to talk about your loan options. Whether or not you are a graduate or undergraduate, you can consolidate your student loans through Indiana consolidation loans. A lot of Riley loan companies encourage you to consolidate your student loans to avoid wasting money. In the event that you are strapped for funds, a student loan consolidation plan may be the answer to your problems. Student loan consolidation programs allow you to combine your outstanding student loans straight into one, low payment. Cut your montly payment by as much as 50% with student loan consolidation.