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Do you have to drop out of college because you cannot pay for it? Many universities in Saint John are increasing the price of tuition every semester and it is now more expensive than ever to receive a college degree. However, obtaining a college degree is one of the easiest ways to elevate your earning potential and improve your attractiveness to potential employers. Do not drop out of school; pay your tuition with student loans. Call our representatives right now for details about student loans available to students in Saint John. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. Regardless of your credit, the two forms of loans apply to you in Saint John. Subsidized Stafford financial loans are awarded to college students that are financially needy. The government will pay your interest as you attend college. Unsubsidized student loans are also available to college students in need. Many Indiana individuals have unsibsidized Stafford loans to assist them to finance their education. There are several Saint John student loans that are a valid option for you. Many students are not able to obtain a loan without a consigner. If you ever no longer need that cosigner you'll be able to have them sign a release. In this situation, you'll be able to take over the full obligation of the loan, thus releasing your cosigner from his/her responsibilities. From there you just need to make a few on-time payments and the loan is yours. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike other Saint John student loans, a Stafford loan does not require credit checks or collateral that other loans require. If you stay in college at least part-time, you will not need to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Saint John are a great option for poor students. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Saint John, applying for a Grad PLUS Loan allows you to pay for all your educational expenses, including tuition, books, transportation, housing, and other living expenses. Currently, student loans for Saint John grad students are incredibly affordable. Not just are interest rates low, but for Grad PLUS Loans, interest rates are fixed. This means that your rate of interest can't increase. Contact our friendly representatives for more info and to discuss your loan options.