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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Alma student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least half time, you won't be required to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Alma are a great option for struggling students. Because of the current recession happening in the United States, many parents struggling to send their children to college. Many families do not have enough money to pay their monthly bills and therefore do not have the money to pay high educational expenses. Don't let lack of funds hold you back any longer. Let your child recognize their full academic potential by attending college and pay for it with student loans. There are many college loans in Alma that have low interest rates and are specifically designed for parents of students. Call our reps today to find a lender in Alma. A lot of college students in Alma, KS can easily combine their student loans into one loan. In fact, numerous lenders encourage you to take advantage of them in Alma. If you're strapped for money, a student loan consolidation program may be the solution to your problems. Student loan consolidation programs let you combine your entire outstanding student loans straight into one, low monthly payment. With student loan consolidation, numerous students have been able to cut their monthly payments by 50 percent. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Alma, applying for a Grad PLUS Loan allows you to pay all of your educational expenses, including books, tuition, room and board, transportation, and other living expenses. Currently, student loans for Alma grad students are extremely affordable. Not just are interest levels low, but for Grad PLUS Loans, interest rates are fixed. This means that your rate of interest can never increase. Call our friendly reps for additional information and also to talk about your options. Do you attend college in Alma and need personal student loans because you did not qualify for federal financial aid? There are lots of Kansas student loans available to students that didn't receive federal student loans, but still need assistance funding their education. Most student loans are easy to apply for and you will often not need a cosigner if you have good credit. Get the money you need for college right now. Contact our friendly representatives to learn more.