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If you've returned to college in Pittsfield after a long absence, you could be confused about new regulations pertaining to student loans and financial aid. In the last few years, student loans have changed and the application and qualification process is now very different than in years past. Do not be confused about student loans in Pittsfield. Get your questions answered by contacting our helpful representatives today. Do you need student loans to finance your college education but afraid you will not get qualified because you have bad credit? Luckily, there are lots of student loans available to students in Pittsfield that are designed especially for applicants with bad credit. Even if you have late credit card payments on your credit file, there are college loans out there that will meet your needs. To receive the lowest student loan rates in Pittsfield, call our professional representatives today. A lot of university students in Pittsfield, ME are able to combine their student loans into one loan. Actually, several lenders encourage you to take advantage of them in Pittsfield. Student loan consolidation programs permit you to roll all your outstanding student loans straight into one, low payment. With student loan consolidation, several college students have been able to cut their monthly payments by 50 percent. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Pittsfield, a Stafford loan doesn't require credit rating checks or collateral that other loans require. If you stay in college at least part-time, you will not have to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Pittsfield are a great option for starving students. Hoping to receive federal student loans to pay for college in Pittsfield but don't have any idea how to apply for them? Amazingly, applying for federal aid does not have to be complicated. To begin with, you will need to complete a FAFSA and submit the information to the government. The federal government will then forward the information to your university who will determine your eligibility for federal student loans. For additional info on federal and non federal student loans in Pittsfield, contact our associates right now.