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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Lutherville Timonium student loans, a Stafford loan doesn't require credit report checks or collateral that other loans require. If you stay in school at least half time, you won't need to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Lutherville Timonium are an ideal option for struggling college students. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. Regardless of your credit score, the two forms of loans are available to you in Lutherville Timonium. Subsidized Stafford loans are given to college students who are financially needy. The federal government will pay any interest while you go to school. Unsubsidized student loans are also available to college students in need of assistance. Many Maryland individuals have unsibsidized Stafford loans to assist them to pay for their education. If you are a student in Lutherville Timonium who has returned to college after a significant absence, you might be puzzled by new rules and regulations pertaining to financial aid and student loans. In the past couple of years, student loans have changed significantly and the qualification and application process is now very different than in years past. Don't be confused about student loans in Lutherville Timonium. Get your questions answered by contacting one of our helpful representatives right now. In Lutherville Timonium, colleges are increasing tuition prices virtually every term to compensate for recent budget cuts made by the state. This means that students are left footing the bill when the government comes up short. Don't give up on your dream of getting a college diploma because you cannot pay tuition. You can easily receive the money you need now for tuition and books by applying for Lutherville Timonium student loans. Many loans are affordable and can be repaid after you've graduated and landed a job. Contact our professional associates today for additional information. Do you have a bad credit score but need an education loan to pay for your college education? Luckily, there are lots of student loans available to college students in Lutherville Timonium that are intended especially for applicants with poor credit. Even if you have late payments on your credit file, there are college student loans available that will suit your needs. Call our experienced representatives right now for more info and to get the best student loan rates in Lutherville Timonium.