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If you live in Massachusetts, it is possible to make an application for student loans for bad credit. Don't let a low credit score prevent you from going to college. The government offers several different types of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you shouldn't really forget about the possibility of a Stockbridge education loan or scholarship grant as well. Regarding a loan, you should think about finding a cosigner to aid you. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike many other student loans in Stockbridge, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least part-time, you won't need to make payments on the loan until after you receive your degree. With the rising costs of tuition and a slow economy, Stafford student loans in Stockbridge are a great option for poor students. No matter whether you're a graduate or undergraduate, you can consolidate your student loans through Massachusetts consolidation loans. Several Stockbridge lenders encourage you to combine your loans to save lots of money. Student loan consolidation programs let you roll your entire outstanding student loans straight into one, low monthly payment. With student loan consolidation, many college students have been able to cut their monthly payments by 50%. If you are concerned with paying for tuition next term, you can relieve some of your stress by applying for student loans. Because student loan interest rates are so low, it is now less expensive than ever to finance your education with a student loan in Stockbridge, MA. Even if you don't have a cosigner or have sub-standard credit, you'll be capable of finding an education loan in Stockbridge that fits your needs. Contact our pleasant representatives today to find out more. Subsidized and unsubsidized education loans are two different choices when obtaining a Federal Stafford loan for school. In Stockbridge, both types of loans apply to just about all students, irrespective of credit. Subsidized Stafford loans are for college students which are of low income or in need. The US government will pay your interest as you go to school. Unsubsidized student education loans are offered also to students in need of assistance. Numerous students have multiple Massachusetts unsubsidized Stafford loans to manage their school expenses.