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In Michigan, it is possible to apply for student loans for bad credit. Even when your credit is very poor, it is possible to still manage to go to college. The government offers a number of various kinds of non-credit based financial loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you should not really leave out the possibility of a Southfield education loan or scholarship as well. No matter whether you are a graduate or undergraduate, you are able to consolidate your student loans through Michigan consolidation loans. Actually, several lenders encourage you to take advantage of them in Southfield. In the event that you are strapped for funds, a student loan consolidation program may be the solution to your problems. Student loan consolidation programs permit you to combine your outstanding student loans straight into one, low payment. With student loan consolidation, several college students have been able to reduce their monthly payments by 50%. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. In Southfield, each type of loan applies to most students, irrespective of credit rating. Subsidized Stafford loans are given to students who are financially needy. Using this type of loan, the federal government will pay the interest while you're attending school. Unsubsidized student loans are offered also to students in need of assistance. A lot of students have several Michigan unsubsidized Stafford loans to manage their school expenses. A student loan consolidation program in Southfield allows you to lock in low interest rates, combine your high-interest student loans into one low monthly payment, and put more money into your pocket. In addition, Southfield education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. In most cases, you can complete a simple, online application to get a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Phone our representatives now for additional info on student loans and consolidation in Southfield. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Southfield, you can pay for your textbooks, housing, tuition and other bills by applying for a Grad PLUS Loan. Currently, student loans for Southfield graduate students are incredibly affordable. Not just are rates of interest low, but for Grad PLUS Loans, they are fixed. This means that your interest rate can never increase. Call our pleasant associates for more info and to discuss your options.