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Ohio{CITY_NAME} Student Loan Services

  • Private Student Loans
  • Federal Student Loans
  • Financial Aid
  • College Grants
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Some things to consider:

  • Student Loans have very different interest rates

  • There are many different types of loans

  • We can help you determine what is best for you!


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  • Total Cost
  • Monthly Payments
  • Interest Rates

Student Loans in Ohio

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In today's economy, many workers are experiencing job loss and financial hardship in Ohio. If you've lost your job, and have an education loan, many student loan programs include deferment and forebearance benefits, enabling you to defer making payments for a pre-determined period of time. While some lenders will let you defer your loan payments, others don't, and still other lenders handle forbearance issues on a case by case basis. Contact our representatives today to locate college loans in Ohio that'll meet your needs.

Before you apply for a private student loan, make sure you have taken advantage of all your free-money options and federal financial aid first. Because Ohio private student loans are typically more expensive than federal student loans, you should take advantage of federal student loans before applying for non federal student loans. Since there there are many different options for financial aid, a private student loan should usually be your last resort. Contact our representatives for more information about student loans in Ohio.

Because Ohio private student loans have higher rates of interest than other kinds of loans, students should seriously look for more affordable education loan options. Other low-cost student loan options include Perkins student loans, Stafford loans, Grad PLUS loans (for graduate students), and PLUS loans for parents. As a college student, it is smart to explore financial aid options in Ohio that are affordable and have low interest rates. Contact our associates to learn more about student loans in Ohio.

The U.S government offers three different kinds of federal student loans for Ohio students. These loans are the Federal Stafford Loan, Federal Parent PLUS Loan, and private student loans. Stafford loans can be taken out under the student's name. This kind of loan doesn't require collateral or credit checks. Parent PLUS loans are specifically designed for the parents of undergraduate college students and allow parents to borrow up to 100% of their child's educational expenses. Third, private student loans are credit-based, unsecured loans available to Ohio students.

Federal student loans are college loans issued to students in Ohio and other states by the government that come with low interest rates and don't need to be paid back until you have received your diploma. Once you submit a Free Application for Federal Student Aid (FAFSA), the Department of Education generates a report that details the loans you qualify for in Ohio. You must demonstrate some financial need to be eligible for federal aid. The government determines your financial need by analyzing the income of both you and your parents if you are considered a dependent.

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