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South Dakota{CITY_NAME} Student Loan Services

  • Private Student Loans
  • Federal Student Loans
  • Financial Aid
  • College Grants
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Some things to consider:

  • Student Loans have very different interest rates

  • There are many different types of loans

  • We can help you determine what is best for you!


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We'll help you compare:

  • Total Cost
  • Monthly Payments
  • Interest Rates

Student Loans in South Dakota

Our loan vendors in South Dakota are standing by to answer your call & help you through the process


College students will want to exhaust all of their financial aid and college scholarship resources before applying for private student loans to fund their college education. Because South Dakota private student loans are costlier than federal student loans, you need to make sure you've taken advantage of all of your low-cost federal student loan options first. A private student loan should typically be your last resort when you have exhausted other funding sources. Call our associates for additional information about student loans in South Dakota.

A Stafford loan is a subsidized federal loan given to graduate and undergraduate students in all American states including South Dakota. The main beneft of getting a Stafford loan is low fixed interest rates. For example, graduate students can take advantage of interest rates as low as 6.8 percent. Undergraduate students can take advantage of interest rates between 3.4 and 5.6 percent. Unlike non federal student loans in South Dakota, a Stafford loan does not require credit checks, collateral or application fees. Contact our associates today for more information.

Federal student loans are loans with low interest levels that you don't have to pay back until after you graduate from college in South Dakota. Once you submit an online FAFSA, the Department of Education generates a student aid report that details the types of loans for which you qualify in South Dakota. You are required to demonstrate a certain level of financial need to be qualified to receive federal loans The federal government determines your financial need by analyzing the income of both you and your parents if you are considered a dependent.

The federal government offers three different types of federal student loans for STATE_NAME. These loans are the Federal Stafford Loan, Federal Parent PLUS Loan, and private student loans. The first loan (Stafford loan) can be taken out under the student's name. This type of loan doesn't require credit checks or collateral. The second loan (Federal Parent PLUS Loan) is aimed toward parents of undergraduate students. With a South Dakota college student loan, parents can borrow as much as 100% of their son or daughter's tuition. Third, private student loans are unsecured loan, credit-based loans available to South Dakota students.

In today's economy, many workers have experienced financial hardship and job loss in South Dakota. If you've lost your job, and have student loans, many student loan programs include forbearance and deferment benefits, enabling you to defer making payments for a pre-determined period of time. While some lenders will let you defer your education loan payments, others don't, and still others handle forbearance on a case by case basis. Call our reps today for additional info on the best student loans available to students in South Dakota.

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