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If you have returned to school in Beckley after a long absence, you may be puzzled by new rules and regulations regarding financial aid and student loans. In the past couple of years, student loans have changed and the application and qualification process is now quite different than it has been in previous years. Don't be confused about student loans in Beckley. Get your questions answered by calling our helpful representatives right now. Consolidating your Beckley student loan allows you to lock in a low interest rate, bundle your federal student loans into one low monthly payment, and put more money into your pocket. In addition, Beckley education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. Generally, you can fill out a simple, online application to get a loan consolidation, making it a simple, affordable way to lower your student loan payments. Phone our associates right now for more information on student loans and consolidation in Beckley. When you consolidate your student loans, you can benefit from today's low interest levels and spend less money over time. With some loan consolidation companies, you can take up to 30 years to repay the loan in addition to lowering your monthly payments. Consolidating Beckley students loans is a great option for students that have a few loans with high interest levels. Student loan consolidation companies in Beckley offer loans for people that are looking to lower their student loan payments. Contact our representatives today for more information on consolidation options available close to you. There are numerous Beckley student loans which are a valid option for you. It is not unusual that students have a cosigner on the loan. If you're a student with a co-signer on your loan, you can obtain a loan product with a cosigner release. What that means is that you release them of obligation, taking over full responsibility for your college loan. After you've made several on-time payments, you then become the sole owner of the loan. A Federal Stafford loan is available in two different kinds: subsidized and unsubsidized. In Beckley, both types of loans apply to just about all college students, irrespective of credit. Subsidized Stafford loans are for college students that are of low income or in need. Using this type of loan, the US government pays the interest while you're still in college. Unsubsidized student education loans are also available to college students in need of assistance. Many West Virginia college students have unsibsidized Stafford loans to help them finance their schooling.